When scam hits home: Protecting yourself and your community 

By Sarah Fertsch
Staff Writer

Since early March, Galloway police have been looking for two suspects after skimming devices were found on two ATMs inside a Wawa store in Galloway Township.

The devices were found on machines inside the busy convenience store located on the White Horse Pike at Pomona Road. They were discovered by a mechanic performing regular maintenance on the machines.

What exactly is a skimmer? It’s a small device disguised as standard ATM parts that collect card numbers and PIN codes from unsuspecting users. Thankfully, at this time, police say that no data from the Pomona store was transmitted to the mastermind criminals.

Skimming devices may also be haphazardly fixed to the ATM, sometimes even with tape. It will be loose-fitting as well. “If you see an atypical bulky attachment to an ATM, do not use it and report it to authorities,” Galloway police directed the public.

In 2022, more than 161,000 cards nationwide were impacted by skimming, which is nearly five times the number impacted the year before. Skimming has been on the rise, so consumers need to be smart and protect their data.

As technology advances, so do opportunities for scammers. Criminologists warn that skimmers could potentially hack cell phones through SIM cards to collect virtual wallet payment information.

Officially scared? Remember that you can keep you and your finances safe through these simple steps:

  1. Know what to look for. Be wary of a slot that is unusually bulky or has visible signs of glue or adhesive tape. Give it tug, and if it’s not solid, notify the bank or call 911 immediately.
  2. Look for hidden cameras. Scammers are desperate to collect your PIN number. They may place small pinhole cameras near the ATM and point them toward the keypad. Scan for components that are temporarily affixed to the side or top of the machine, especially near the lights.
  3. Pay attention to the keypad. Overlays can record your button presses, so if a keypad looks abnormal, don’t use it.
  4. Be aware of your surroundings. Scammers are more likely to target an ATM that is in a high-traffic area. Choose one that is inside a bank or within the sight of a security camera for safety. Note if someone is behind you and shield your PIN from anyone looking over your shoulder.
  5. Get to know your financial institution. Learn the policies and procedures of your bank or credit union. The banking industry and federal regulators are working hard to keep your transactions secure, so lean on your allies.
  6. Know what’s happening. Mobile banking makes it easier to track your payments and monitor your accounts. Check your finances regularly and review your monthly statements so that everything is in check.

Take a deep breath. More businesses are installing electronic fraud security systems into their payment process, which can protect them from all types of fraudulent approaches and cyber attacks. Payment card companies are also broadening their security and investing in safety.

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