by Eric Reich | Aug 14, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey
In today’s financial landscape, one of the most overlooked opportunities is the money sitting quietly in your checking account — or even in low-yield savings — earning next to nothing. While having cash on hand for emergencies is essential, leaving too much idle can...
by Eric Reich | Aug 7, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey
One thing I frequently hear investors get confused about is the 10% penalty on premature distributions from retirement accounts, and when they do and do not apply. If those under age 59 ½ make a mistake as it relates to premature withdrawals, it can result in...
by Michael | Jul 24, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey
By Eric Reich A few weeks ago, I wrote about the potential benefits of getting rid of traditional IRAs in order for you to potentially pay less overall taxes during your lifetime and for your heirs after your lifetime by either spending them down or converting them to...
by Eric Reich | Jul 10, 2025 | Features, Atlantic County, Cape May County, Finance, South Jersey
I’m a big believer in planning (shocker, I know). Financial planning should start as soon as possible to help make your life easier in the future. A decline in health is inevitable, as much as I know none of us wants to talk about it. Not planning for it, when we know...
by Eric Reich | Jun 19, 2025 | Finance, Atlantic County, Cape May County, Features, South Jersey
Qualified Charitable Distributions, or QCDs, are a great way to give to your favorite charitable organization. A QCD is a transfer directly from your IRA to a charity that excludes up to $108,000 for 2025 from your required minimum distribution that year. For those...
