Planning for future incapacity
I’m a big believer in planning (shocker, I know). Financial planning should start as soon as possible to help make your life easier in the future. A decline in health is inevitable, as much as I know none of us wants to talk about it. Not planning for it, when we know...
Qualified Charitable Distributions (QCDs)
Qualified Charitable Distributions, or QCDs, are a great way to give to your favorite charitable organization. A QCD is a transfer directly from your IRA to a charity that excludes up to $108,000 for 2025 from your required minimum distribution that year. For those...
Financial planning as opposed to investing
It’s common for clients to walk in because they want investment advice. However, what they really need even more than investment advice is financial planning. As we get older, the stakes of do-it-yourself investing get higher. First, we (hopefully) have more money...
