by Cindy Fertsch | Jun 20, 2024 | Atlantic County, Cape May County, Editorial, Finance, South Jersey
By Eric Reich The days have long passed since workers had pensions, at least for the average person (15% vs. 80% 30 years ago). Since then, workers are typically defaulted to a 401(k) or similar type of plan. The intent of the change was to shift the burden of...
by Cindy Fertsch | Jun 13, 2024 | Atlantic County, Cape May County, Features, Finance, South Jersey
By Eric Reich In a recent conversation with someone regarding estate planning, they posed the question, “why not just make all of my accounts Transfer on Death?” You’ll frequently hear me say that there is no perfect solution when planning your estate or simplifying...
by Cindy Fertsch | Jun 6, 2024 | Atlantic County, Cape May County, Editorial, Finance, South Jersey
By Eric Reich It is not uncommon for clients to come in who have assets that will clearly exceed their usefulness to them during their remaining lifetime. Sometimes, there is a fear of just handing over a large amount of assets to the next few generations that did...
by Cindy Fertsch | May 30, 2024 | Atlantic County, Cape May County, Features, Finance, South Jersey
By Eric Reich ’Tis the season for graduation. It’s amazing to see all of my friends’ kids growing up (and yet, amazingly, I’m not getting any older). For me, it’s hard to believe my middle child will be heading off to high school. Now is the perfect time for those...
by Cindy Fertsch | May 23, 2024 | Atlantic County, Cape May County, Features, Finance, South Jersey
By Eric Reich This week, Kyle McClure, an advisor in my office, wanted to share an interesting analogy on baseball and investing. Go Phillies! I am an avid baseball fan with a great appreciation for “small ball”. In baseball, “small ball” is the strategy of getting...
