Atlantic City Fire Captain Tim Schwegman was off duty and home with his family on September 26, 2026 when he noticed what appeared to be smoke coming from a nearby residence in Margate. He could  have assumed it was nothing. Instead, he went to investigate. 

Within moments, Schwegman confirmed a working structure fire at the 200 block of North Granville  Avenue and immediately notified Margate dispatch, requesting a full fire response. With no turnout gear  and initially wearing only a T-shirt, shorts and no shoes, Schwegman began doing what years of training  had taught him to do. He checked for occupants, located the nearest hydrant, relayed critical information  to respond to firefighters and provided Margate Fire Chief Adams with an initial assessment of the fire  conditions. 

When crews arrived, Schwegman continued assisting. He helped stretch and position hose lines, retrieved  forcible-entry tools, opened a side door for a secondary attack line and later helped pull a water-supply  line to the hydrant. Margate firefighters then brought the fire under control. No one was injured, and  neighboring homes were protected from damage. 

Despite his actions, Schwegman was clear about where the credit belonged. “Margate put the fire out.  They did a great job,” Schwegman said. “I was just glad I could help and nobody got hurt. Those guys — I can’t say enough. They did a great job.” His response reflects the mindset behind the fire service: the  responsibility to protect others does not disappear when a shift ends. 

“Captain Schwegman demonstrated the character and commitment we expect from the Atlantic City  Fire Department,” said Chief Evans. “He saw a dangerous situation, acted without hesitation and  then humbly supported the Margate firefighters who ultimately extinguished the fire. That is service  beyond the call.” 

The Atlantic City Fire Department commends Chief Adams and the Margate Fire Department for their  swift and professional response. For Schwegman, the moment was not about recognition. It was simply  about being there when someone needed help.