by Cindy Fertsch | Sep 12, 2024 | Features, Finance
By Eric Reich We have been conditioned to get a will drafted for us when thinking about our estates, but we often overlook the other crucial documents that compose a complete estate plan. These include a power of attorney (POA) an advanced health care directive (or...
by Cindy Fertsch | Sep 5, 2024 | Features, Finance
By Eric Reich My kids are at an age where they are now working during the summer. With hard work comes the realization that decisions have to be made about what to do with their money. In my house, we require a spend/save/share approach. They must do all three with...
by Cindy Fertsch | Aug 29, 2024 | Features, Finance
By Eric Reich Saving for retirement can be challenging for many couples. The risk of a longer life than normal can deplete savings quickly. Couples, however, have a distinct advantage over those who enter retirement single. Couples have two Social Security benefits,...
by Cindy Fertsch | Aug 22, 2024 | Features, Finance
By Eric Reich Common advice from the financial advisor world is to always wait as long as possible before beginning to take your Social Security benefits. The most frequent reason behind that advice is that Social Security benefits increase by 8% per year. The longer...
by Cindy Fertsch | Aug 15, 2024 | Features, Finance
By Eric Reich One of the areas of investing that you will often hear me stress, in addition to returns and fees, is, of course, taxes. Taxes, like fees, reduce your overall net returns. Remember, it isn’t what you make; it’s what you keep that matters....
by Cindy Fertsch | Aug 8, 2024 | Features, Finance
By Eric Reich “I’m retiring and I can’t wait to get out of here!” That’s a phrase I hear a lot as an advisor to retirees. Many retirees are looking to relocate due to any number of reasons including warmer weather, lower taxes, a more laid-back environment, etc. I...
