by Cindy Fertsch | Sep 19, 2024 | Features, Finance
By Eric Reich There has been a lot of talk lately about the government forgiving student loans. For those hoping for it to be a financial windfall, don’t hold your breath. It is incredibly unlikely that student loans will ever be forgiven for the masses. In my...
by Cindy Fertsch | Sep 12, 2024 | Features, Finance
By Eric Reich We have been conditioned to get a will drafted for us when thinking about our estates, but we often overlook the other crucial documents that compose a complete estate plan. These include a power of attorney (POA) an advanced health care directive (or...
by Cindy Fertsch | Sep 5, 2024 | Features, Finance
By Eric Reich My kids are at an age where they are now working during the summer. With hard work comes the realization that decisions have to be made about what to do with their money. In my house, we require a spend/save/share approach. They must do all three with...
by Cindy Fertsch | Aug 29, 2024 | Features, Finance
By Eric Reich Saving for retirement can be challenging for many couples. The risk of a longer life than normal can deplete savings quickly. Couples, however, have a distinct advantage over those who enter retirement single. Couples have two Social Security benefits,...
by Cindy Fertsch | Aug 22, 2024 | Features, Finance
By Eric Reich Common advice from the financial advisor world is to always wait as long as possible before beginning to take your Social Security benefits. The most frequent reason behind that advice is that Social Security benefits increase by 8% per year. The longer...
by Cindy Fertsch | Aug 15, 2024 | Features, Finance
By Eric Reich One of the areas of investing that you will often hear me stress, in addition to returns and fees, is, of course, taxes. Taxes, like fees, reduce your overall net returns. Remember, it isn’t what you make; it’s what you keep that matters....
