by Cindy Fertsch | Oct 24, 2024 | Features, Finance
By Eric Reich We all know that we should strive to have good credit, but why? What is the reason good credit is so important? This week, I decided to calculate what the average household would pay for a mortgage, car loan, and credit card if they have good credit and...
by Cindy Fertsch | Oct 17, 2024 | Features, Finance
By Eric Reich We all know we need to save money, but many of us also struggle with it. Why do we find it so hard to save? For starters, saving isn’t exactly fun. I’m not so naive as to think that you all love to save. While saving can be made to be fun, it typically...
by Cindy Fertsch | Oct 10, 2024 | Features, Finance
By Eric Reich In conversations with investors over the years, I’ve heard one common “plan” from investors countless times, and that is, “This stock has been a terrible buy. When it comes back up to what I paid for it, I’m going to sell it.” This is arguably the worst...
by Cindy Fertsch | Oct 3, 2024 | Features, Finance
By Eric Reich We held a seminar last week on Medicare planning with someone specializing in it. Since we frequently see those nearing retirement get confused about is Medicare, I thought it would be a good idea to cover what it is and isn’t. Let’s start at the...
by Cindy Fertsch | Sep 26, 2024 | Features, Finance
By Eric Reich Many people are skeptical when I discuss their Social Security benefits as a part of their retirement plan. The common refrain is that they don’t want to count on Social Security because “it’s going to run out of money soon.” Today, I thought we should...
by Cindy Fertsch | Sep 19, 2024 | Features, Finance
By Eric Reich There has been a lot of talk lately about the government forgiving student loans. For those hoping for it to be a financial windfall, don’t hold your breath. It is incredibly unlikely that student loans will ever be forgiven for the masses. In my...
