Keep spending in check this holiday season
Christmas is often called “the season of giving,” but with that comes the other side of “giving.” According to the National Retail Federation (NRF), U.S. consumers are expected to spend between $1.007 trillion and $1.012 trillion on winter holiday retail sales this...
Understanding the 2026 Social Security adjustments
The Social Security Administration has released the inflation adjustments for 2026. Benefits are set to increase by 2.8%. There was a lot of anticipation leading up to the report this year. Many were hoping for a larger adjustment, including some of those in Congress....
Complex products: Understanding the risks of alternative investments
Alternative investments, particularly complex products, are called that for a reason. The growing popularity of these investments is understandable, given the hype surrounding them lately. The shiny new ideas often get a lot of attention, but that doesn’t mean that...
Inheritance realities: How likely are inheritances to be misused?
A few weeks ago, I wrote about talking with your heirs about money at various ages. Last week, I wrote about how to deal with financially irresponsible heirs and ways to protect them from themselves when it comes to inheriting your money. Since then, I have been asked...
Financially irresponsible children
Last week, we talked about discussing money with your children at each stage of their lives. By starting to teach them good money habits when they are young, you can set them up for a lifetime of success. In your later years, discussing your own personal situation...
