Reasons to contact your advisor
Clients often think of calling their advisor regarding their investments. However, there are several other reasons and times you should contact them. This week, we’ll explore the reasons and milestone ages that should prompt you to reach out if your advisor doesn’t...
Planning for future incapacity
I’m a big believer in planning (shocker, I know). Financial planning should start as soon as possible to help make your life easier in the future. A decline in health is inevitable, as much as I know none of us wants to talk about it. Not planning for it, when we know...
IRAs can be complicated
Most of the work we do centers around retirement and estate planning. What we often find is that many people don’t realize that IRAs are very different from all their other assets. I generally work to reduce or eliminate them in retirement. IRAs are a great savings...
Catch-up contribution chaos
The SECURE 2.0 Act is full of great benefits for those saving for retirement. Among the new changes are “super catch-up contributions” for those between age 60 and age 63. While this new higher contribution limit is welcomed by many, it can be extremely complicated...
Qualified Charitable Distributions (QCDs)
Qualified Charitable Distributions, or QCDs, are a great way to give to your favorite charitable organization. A QCD is a transfer directly from your IRA to a charity that excludes up to $108,000 for 2025 from your required minimum distribution that year. For those...
