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9 things to do during the mortgage process

by Cindy Fertsch | May 16, 2024 | Atlantic County, Cape May County, Editorial, Finance, Real Estate Spotlight, South Jersey

Real Estate Matters By Elisa Jo Eagan Цhen most people think about buying a home, they think about neighborhoods, paint colors, and wish lists, not paycheck stubs and closing costs. However, in reality, you will probably find that the mortgage application and approval...

The educational crisis of financial literacy

by Cindy Fertsch | May 9, 2024 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

By Eric Reich Did you know that April was Financial Literacy Month? Even though it might not be a particularly exciting topic, financial literacy is arguably among the most important things you’ll ever learn in life. I’ve learned a few things in school that, as...

What are the signs of a weak economy?

by Cindy Fertsch | May 2, 2024 | Atlantic County, Cape May County, Features, Finance, South Jersey

By Eric Reich It is not uncommon for people to confuse the economy with the stock market. In our world, many investors use them interchangeably. The reality, however, is that they are very different, which I’ve previously written about a few times. When the economy is...

Beware of online scams

by Cindy Fertsch | Apr 25, 2024 | Atlantic County, Cape May County, Features, Finance, South Jersey

By Eric Reich Scammers have been around for centuries, such as snake oil salesmen and other cure-alls. I feel like they must have been at least fairly easy to spot except for by the extremely gullible. Today, however, scammers, especially online, seem to be really...

Financial literacy: What is your motivation?

by Cindy Fertsch | Apr 18, 2024 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

By Bill Quain April is Financial Literacy Month. It’s a time to think about, and teach, the importance of financial literacy. However, we can’t just focus on the “what” of financial literacy. We also need to focus on the “why,” because the “why” is far more important!...

Help, I can’t save

by Cindy Fertsch | Apr 18, 2024 | Atlantic County, Cape May County, Editorial, Features, Finance, South Jersey

By Eric Reich Last night, I was scrolling through Facebook, also known as the world’s biggest time waster. I came across a reel that explained that if you contributed a little over $19 a day to a Roth IRA, it would translate to over $1.2 million 30 years later at a...
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