What financial independence really means
“Financial independence” is one of those phrases we hear thrown around constantly, but if you ask 10 people what it actually means, you’ll probably get 10 different answers. Some picture a beach, an early retirement. Others picture a giant number...
How often should you review your financial plan?
I ask clients a simple question all the time: When was the last time you actually sat down and looked at your financial plan? More often than not, the answer is some version of “I’m not really sure.” That’s understandable. Life gets busy, and a financial...
Setting a retirement date?Check your health first
Most people approaching retirement spend months running the numbers. They model Social Security claiming strategies, stress-test their portfolios, and debate whether to work one more year. What far fewer pre-retirees do is gather the single piece of information that...
Now is not the time for passive
The debate between active vs. passive investing has been raging on for decades. The majority of the time, passive tends to be the winner in that debate, with some notable exceptions. The truth, however, is that both win at different times. Typically, in times of...
What you need to know about Trump Accounts
Since the passage of the Big Beautiful Bill (OBBBA), we have received a lot of questions about Trump Accounts. We first discussed these accounts back in January when they were initially proposed, but now that they are officially available to open, we wanted to revisit...
