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Cybersecurity: How are you staying safe?

Cybersecurity: How are you staying safe?

by Eric Reich | Aug 28, 2025 | Features, Atlantic County, Cape May County, Finance, South Jersey

Did you know that, according to a blog post by Sanskriti Jain on getastra.com, cybersecurity statistics indicate that there are 2,200 cyber attacks per day, with a cyber attack happening every 39 seconds on average? Many cybercriminals are using social...
College planning after The One Big Beautiful Bill

College planning after The One Big Beautiful Bill

by Eric Reich | Aug 21, 2025 | Finance, Atlantic County, Cape May County, Editorial, South Jersey

The One Big Beautiful Bill Act clearly had an impact on many areas of financial planning, most notably retirement. There is another important area of planning that is affected by it as well: college planning. These changes can affect current and future borrowers as...
Is your money sleeping on the job?

Is your money sleeping on the job?

by Eric Reich | Aug 14, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

In today’s financial landscape, one of the most overlooked opportunities is the money sitting quietly in your checking account — or even in low-yield savings — earning next to nothing. While having cash on hand for emergencies is essential, leaving too much idle can...
Ten percent penalty and exceptions

Ten percent penalty and exceptions

by Eric Reich | Aug 7, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

One thing I frequently hear investors get confused about is the 10% penalty on premature distributions from retirement accounts, and when they do and do not apply. If those under age 59 ½ make a mistake as it relates to premature withdrawals, it can result in...
Tax-exempt gifting to family

Tax-exempt gifting to family

by Eric Reich | Jul 31, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

Gifting is one of those topics that comes up often with clients. The decision to give is one thing, but the way that you should give to family can be more complicated. There are three ways to gift on a tax-exempt basis. 1. Annual exclusion gifts For 2025, you can give...

Understanding Roth IRA conversions

by Michael | Jul 24, 2025 | Atlantic County, Cape May County, Editorial, Finance, South Jersey

By Eric Reich A few weeks ago, I wrote about the potential benefits of getting rid of traditional IRAs in order for you to potentially pay less overall taxes during your lifetime and for your heirs after your lifetime by either spending them down or converting them to...
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